# CreditCovered

> CreditCovered helps South African consumers understand credit life insurance for eligible credit agreements, and gives business partners (credit providers and debt counsellors) a broker-led workspace to submit and track applications. An enquiry, upload or application does not start cover: cover depends on the insurer's terms and is confirmed once the insurer-issued policy is recorded.

Benefits, eligibility, exclusions and waiting periods vary by policy. Not every insured event pays off the full debt. Please point people to the actual policy terms rather than summarising benefits as guaranteed.

## Credit life cover

- [Credit life explained](https://creditcovered.co.za/credit-life-insurance): What credit life insurance may cover, how benefits can work and what to check before applying.
- [Personal loan cover](https://creditcovered.co.za/personal-loan-cover): Credit life options that may be available for an eligible personal loan.
- [Vehicle finance cover](https://creditcovered.co.za/vehicle-finance-cover): Credit life protection linked to eligible vehicle finance.
- [Home loan cover](https://creditcovered.co.za/home-loan-cover): Credit life options for an eligible mortgage agreement.
- [Review existing cover](https://creditcovered.co.za/existing-credit-life-cover): Understand the protection you already have before changing anything.

## How it works and help

- [How it works](https://creditcovered.co.za/how-it-works): The broker-led process, from first enquiry to confirmation of issued cover.
- [FAQs](https://creditcovered.co.za/faq): Plain-language answers about credit life cover and the application process.
- [Claims guidance](https://creditcovered.co.za/claims): Start with the insurer-issued policy documents and the claims contact shown there.
- [Request a quote](https://creditcovered.co.za/quote): A short enquiry form. No medical history, identity documents or bank details are requested at the start.
- [Contact](https://creditcovered.co.za/contact): Speak to the CreditCovered team.

## For business partners

- [For business partners](https://creditcovered.co.za/partners): A workspace for organisations that manage or support borrowers.
- [Credit providers](https://creditcovered.co.za/partners/credit-providers): Individual submissions, bulk uploads and tracking through a broker-led process.
- [Debt counsellors](https://creditcovered.co.za/partners/debt-counsellors): Application support designed around the debt counsellor's role.
- [Become a partner](https://creditcovered.co.za/partners/apply): Partner application. New accounts require approval before access.

## Optional

- [About CreditCovered](https://creditcovered.co.za/about): Who we are and how we work.
- [Privacy](https://creditcovered.co.za/privacy): Privacy information (draft wording pending review).
- [Complaints](https://creditcovered.co.za/complaints): Complaints route (draft wording pending review).
- [Disclosures](https://creditcovered.co.za/disclosures): Regulatory and service disclosures (pending verification).